^David A. Hjorth, CLU®, ChFC®, AEP® and Nicholas D. Hjorth, CPA, CLTC are partners of DH Financial Consulting Services, Inc., an Registered Investment Advisory Firm, providing investment advisory services in California. David A. Hjorth and Nicholas D. Hjorth, CPA, CLTC are also separately registered as investment adviser representatives ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering some advisory services in the state of California. 

David A. Hjorth, CA Ins. Lic. # 0435847, CLU®, ChFC®, AEP® and Nicholas D. Hjorth, CA Ins. Lic. # 0E08770, CPA are separately licensed as agents with New York Life Insurance Company to collectively sell insurance. David A. Hjorth and Nicholas D. Hjorth are licensed in the states of California, Iowa, Idaho, Nevada, New Mexico, New York, Oregon, Texas, and Utah. No insurance business may be conducted outside these states.

David A. Hjorth, CLU®, ChFC®, AEP® and Nicholas D. Hjorth, CPA, CLTC are Registered Representatives and offer security products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific states referenced.  DH Financial Consulting Services and DH Financial & Insurance Services are not owned or operated by, or affiliated, with NYLIFE Securities LLC or its affiliates.

DH Financial Consulting Services, Inc. is a fee based consulting operation.  DH Financial & Insurance Services is a separate entity that provides financial products (i.e. insurance vehicles)